Are medical expenses covered by car insurance?

If you have an accident and you are covered by your car insurance, you still have to pay medical expenses beyond this “liability limit”.

When you have a car accident and your medical bills exceed your car insurance coverage, you will need to file a claim with your medical insurance for the rest of the bills.

If you know that my medical expenses exceed my car insurance coverage, what should I do?

Please submit a claim with your auto and medical insurers to ensure they both cover their proportionate share of expenses. If a company pays more than it is supposed to pay, we will ensure that their overpayment is refunded appropriately. This will help keep things fair for you and everyone else on each plan.

How long will it take to get paid?

It can take as little as 15 days up to 90 days. Depending on your application and the state you live in, the process is different. Please call your medical insurance for specific information on how long your claims process will take.

Will it cover me if I am hit by a car? No, only medical expenses for you or a member of your family are covered. If it’s not a medical accident, like a car accident, you’re out of luck. “I was hit from behind and have never had a car accident before – is my first injury covered by my car insurance?” Yes. When you reach a certain age, most states require you to prove bodily injury (BI) coverage.

How to file a claim after an accident?

To make a claim, please contact your medical insurance first to determine which company is responsible for paying medical expenses. Then, seek independent financial and legal advice from an experienced lawyer regarding the necessary steps to take.

If you have an accident and you are covered by your car insurance, you still have to pay medical expenses beyond this “liability limit”.

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“I had several car accidents and I really don’t remember many of them. Is my medical insurance up to date? Probably not. Have your doctor or a licensed auto injury attorney review your health records.

Use legal assistance for an auto insurance claim

You should choose a traffic accident attorney to handle your claim. A good car accident attorney in West Palm Beach can help you submit an insurance claim after the accident. You must contact your health insurance company and follow the necessary steps to obtain coverage for your medical expenses.

Most auto insurance companies have a liability limit, which is the amount they will pay to cover injuries sustained in an accident they cause. If you have exceeded this limit, you should contact a personal injury lawyer who can help you collect what is left of your medical bills.

If you’ve been injured in an automobile accident, there are steps you can take right now to make sure everything goes well in terms of getting your compensation.

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Justin D. O'Neill