Bajaj Allianz General Insurance Auto Insurance Add-ons Will Delight Car Enthusiasts


Owning a vehicle is a convenience and is even becoming a necessity as lifestyles improve. However, owning a “luxury” vehicle also helps make a statement. It says that you have a taste for the finer things in life and that you don’t hesitate to go out and acquire them.
To cater to those who fit this framework as well as those who value care and convenience in these troubled times, Bajaj Allianz General Insurance Company offers a bouquet of auto insurance supplements.
In addition to the more basic liability insurance and personal accident coverage, one can opt for additional benefits such as zero depreciation coverage, consumables coverage, roadside assistance, transportation benefits, and even more to delight the insured.

* Terms and conditions apply

Having a comprehensive online four-wheeler insurance policy from Bajaj Allianz General Insurance Company can also qualify you for benefits such as theft/personal baggage damage coverage, paperless digital insurance claims and processing , online claims and one-time services.

* Terms and conditions apply

When your original policy is supplemented with these additional covers, which are available at an additional cost, it could reduce your financial burden in the event of an accident or calamity.
Let’s take a look at some of the add-ons that Bajaj Allianz General Insurance Company has to offer:
Zero Damping: Also known as “bumper-to-bumper” coverage, the zero depreciation surcharge negates the depreciation costs associated with your car. So when the need to claim insurance arises, you receive the full value of your car and all of its spare parts. It effectively protects you against the loss of value that could occur when you need to replace covered parts at the depreciated rate.*
This coverage is especially useful if you own a high-end vehicle that has a high depreciation of accessories and miscellaneous parts, which are expensive to replace.

  • Motor protector: The engine is not only the most crucial component of a car, but also an expensive part. The Engine Protection add-on covers expenses resulting from water ingress, oil leakage, hydrostatic lockup and other events that can damage your engine. It protects against damage to the engine and its parts, differential parts, as well as the gearbox and its parts. All in all, it could help you save up to 40% of the amount you would spend on getting your car’s engine repaired.*
  • Punctual assistance 24 hours a day, 7 days a week: This well thought out add-on ensures that you are never stuck on the road due to vehicle related issues anywhere in India. A simple call to the team at Bajaj Allianz General Insurance Company can help you get fast assistance, whether it’s something as simple as a tire change or as critical as assistance after an accident.*
  • Key and lock replacement – This is a “nice to have” add-on, as losing car keys has become commonplace these days. With unique, sensitive, and even smart locks and keys installed in high-end cars, it helps to know that your insurer will buy them and replace them if lost. This feature is especially comforting when your car is a high-end premium model, because in this situation replacing a key is not an occasional expense.*
  • Consumable expenses – Bajaj Allianz General Insurance Company offers you the option of having your car maintenance costs covered under this add-on. It covers the expenses related to changing engine oil, brake oil, coolant, gearbox oil, etc., in the event of an accident or even during an accident. simple maintenance of your vehicle.*
  • Personal baggage – Most people you know can recount incidents of how valuables were stolen from a car. Generally, it seems that the more valuable the car, the more likely it is to be targeted. Bajaj Allianz General Insurance Company’s personal baggage option protects your belongings and covers the loss you suffer due to any damage or theft from the car.*
  • transfer benefit – Having to manage your daily commute in the painful event that your car needs maintenance, after an accident, can be upsetting. With this add-on, when your car is repaired and your claim is accepted, Bajaj Allianz General Insurance Company can ensure you get paid for your daily trips.

* Terms and conditions apply
When your vehicle is your pride and joy, having an extensive car insurance policy from Bajaj Allianz General Insurance Company, all topped off with considerate add-ons, ensures that unforeseen eventualities don’t disrupt your peace of mind or your lifestyle. well-appointed living. .

Insurance is the subject of the solicitation. For full details of benefits, exclusions, limitations, terms and conditions, please read the sales brochure/policy wording carefully before making a sale.

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Justin D. O'Neill