Footballer takes out insurance policy on BMW immediately after crashing into parked cars

A footballer has been forced to cough up cash after being fined for crashing his BMW into three parked cars… and buying insurance minutes later.

Pa Omar Mbowe, 25, took out a one-hour policy moments after the collision and then lied to police about timings, Manchester Magistrates’ Court heard.

The incident, which happened four years ago, saw Mbowe’s BMW 116i slam into the back of a parked car causing a domino effect on two other vehicles in Hulme, Manchester.

The Macclesfield Town FC player took out the policy between 6.20am and 7.20am on April 29, 2018 and claimed the accident took place at 6.35am.

However, the insurance company was contacted by another insurer claiming that Mbowe had fallen asleep at the wheel at 7 a.m. causing the accident.

Credit: City of London Police

Obviously aware of the time discrepancies, the case was forwarded to the Insurance Fraud Enforcement Department (IFED).

It was soon discovered that an accident had been reported to Greater Manchester Police at 6.17am on April 29, suggesting Mbowe had been lying all along.

Nonetheless, the footballer showed remorse for his actions as he admitted wrongdoing and said he had already given money to the owners of the damaged vehicles, City of London Police said on Wednesday February 23.

He received a conditional bond along with an agreement that he would financially cover any damage to both vehicles and any loss to the insurer of the third.

However, Mbowe broke his promises as he never met the deadline and refused to appear for his hearing.

Then, in a shocking turn of events, the footballer was tracked down and arrested.

City of London Police Police Staff Investigator Abdelkader Rezkallah explained: “There is no excuse for driving without insurance.

“Although he admitted the offenses during his interrogation, Mbowe did not respect the conditions of his warning.

Credit: City of London Police
Credit: City of London Police

“He then wasted even more of our time by not showing up for his hearing, which forced the court to issue a warrant for his arrest.

“Mbowe has finally faced the consequences of his actions and will be swapping his team shirt for a high visibility vest over the next year.”

After four years, the footballer was finally sentenced to justice on Friday February 18.

He was given a 12-month community order to do 60 hours of unpaid work and ordered to pay £3,695 in compensation to the owners of the parked cars.

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Justin D. O'Neill