Michigan Rep. Tyrone Carter Discovers Identity Stolen Through Auto Insurance Collection Notice

Michigan Rep. Tyrone Carter received a notice that he owed money to Liberty Mutual. The only problem? He never used the insurance company.

“They said, ‘You haven’t paid on a policy. I said, ‘Well, I never had a police. They told me it was a Dodge Challenger. I said, ‘Wait a minute, I’ve never owned a Dodge Challenger. ‘” Carter said.

That’s because a man from Eastpointe allegedly stole Carter’s identity and took out three car insurance policies with it.

Christopher Still, 24, is charged with three counts of insurance fraud for obtaining an insurance policy using the victim’s name and date of birth; three counts of impersonation for obtaining an insurance policy in the victim’s name using his date of birth, and three counts of using a computer to commit a crime for having used a computer to commit identity theft and insurance fraud.

“He got a better rate because I’m an older, safe driver with zero points,” Carter said. “At one point my credit was down 45 points. I hadn’t bought anything, I hadn’t done anything different, so there’s a connection between what happened and insurance fraud. .”

The Michigan Department of Insurance and Financial Services (DIFS) Fraud Investigation Unit (CRF) worked with the Department of the Attorney General to investigate the matter.

“We see in this instance that anyone can be targeted for identity theft and fraud, which is why it’s so important for all of us to be vigilant about protecting our personal information,” the agency said. Director of DIFS, Anita Fox. “Opening a fraudulent insurance policy in your name could cause problems for you and your family, so we encourage Michigan residents to check their credit reports and carefully review all financial documents they receive to ensure that their identity is protected.”

Suspected insurance fraud can be reported to DIFS anonymously by calling 877-999-6442 or online by visiting the DIFS website.

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Justin D. O'Neill