Holidaymakers urged to double-check their insurance policy amid continued Covid risk

Holidaymakers have been urged to check their insurance policy before traveling abroad this summer.

An easing of Covid restrictions, here and elsewhere, means growing numbers of people are catching up on vacations they’ve missed over the past couple of years.

Co-op Insurance saw the number of people taking out travel policies between January and April more than double compared to the same period in 2019, Wales online reports.

The company has urged people to read the fine print of their policy to ensure they are covered for any Covid-related disruptions.

Graham Ward-Lush, head of travel at Co-op Insurance, said: “It’s great to see more people starting to travel overseas again and we’ve seen sales of our travel cover double in the first months of this year, compared to before the pandemic.

“But we understand that the ever-changing rules and regulations of the past two years have confused travelers, so it’s important insurers really know what’s included in their policies.

“In 2020 we introduced Covid cover to our travel policy which protects those who have to cancel or cut short a trip if they or a member of their party catches coronavirus – this still applies today as we continue to live with fluctuating levels of infection.

He added: “Likewise, our policy will cover any additional costs incurred if you catch Covid abroad, such as the cost of your return flight if you need to stay longer, which will hopefully provide a greater peace of mind to people going on a long-awaited vacation.

“In terms of vaccinations, restrictions for those who are unvaccinated still differ from country to country, so customers should check their destination for these rules before they travel, but the same level of cover is provided depending on your insurance policy, whether you’re vaccinated or not.

Travelers landing in Scotland from elsewhere are not required to take tests or complete a passenger locator form on arrival – regardless of their vaccination status.

However, holidaymakers have been advised to check the Covid entry requirements in place before flying to their destination.

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Justin D. O'Neill